The Bioavailability of Your Cash
In the pharmacy, we look at "bioavailability"—how much of a drug actually reaches the system to do its work. Your savings yield is the same. If your money is sitting in a standard 0.01% savings account, its "financial bioavailability" is near zero. You are losing value to inflation every single day.
I built this Yield Auditor to help you see the difference between a "dead" account and a high-yield "active" account. Switching to a high-yield account in Olympia is one of the simplest "prescriptions" for increasing your passive income with zero extra effort.