Finance tools
Run your real numbers on loans, mortgages, debt, savings and retirement before you commit — every result shows the math behind it.
- Compound Interest Calculator — See how your money grows with the power of compounding — visualised with charts and AI explanations. (Free, AI-powered)
- Debt Payoff Calculator — Snowball vs avalanche — let AI pick the strategy that gets you debt-free fastest. (Free, AI-powered)
- Budget Planner (50/30/20) — Build a personal budget with the proven 50/30/20 framework + AI-powered tips. (Free, AI-powered)
- Loan & Mortgage Calculator — Calculate monthly payments, total interest, and amortisation for any loan or mortgage. (Free, AI-powered)
- Credit Score Simulator — Simulate how actions impact your credit score with AI-powered explanations. (Free, AI-powered)
- Side Hustle Income Tracker — Track every dollar from your hustles — premium dashboard with charts and insights. (Premium)
- Retirement / FIRE Calculator — Find your FIRE number, project your portfolio to retirement, and see at what age you can stop working. (Free, AI-powered)
- Savings Goal Calculator — Name the goal, get the month you'll hit it — plus what it takes to reach it a year sooner. (Free)
- Rental Property Cash Flow Analyzer — Run the numbers on any rental — cap rate, cash-on-cash return, and real monthly cash flow after the mortgage. (Free)
- Roth vs Traditional IRA Calculator — Same dollars, two tax treatments. See your after-tax spendable balance at retirement under each account. (Free)
- 401(k) Calculator — Project your balance with employer match — and see the match money you're leaving on the table. (Free)
- Mortgage Calculator — Monthly payment, PMI, refinance breakeven, and payoff acceleration — the numbers that matter before you sign. (Free)
- FIRE Calculator — Your FIRE number, your savings rate, and the exact month work becomes optional — no mysticism, just the math. (Free)